What does TURNER ACCEP mean on my credit report?
Learn about TURNER ACCEP, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is TURNER ACCEP?
TURNER ACCEP is shorthand for Turner Acceptance, with the company name being Turner Acceptance Inc
Since 1973, Turner Acceptance Corporation has helped people fulfill their dreams. whether your looking to take the next big step or simply take control over your finances, we are here through your entire journey to make it happen. A Personal LoanFrom Turner Acceptance can be used for almost every need. Consolidate your debt, make home improvements, pay medical bills, enjoy a vacation or even refinance an existing loan. Apply easily online in just a few minutes.
TURNER ACCEP is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Turner Acceptance.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
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⚫ The average account balance is $4800.
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⚫ The average high credit balance is $13200.
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⚫ The typical loan duration is 44 months.
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⚫ The average monthly repayment is $200.
The account is classified under the following METRO2 categories:
- ⚫ Auto Loan
How do I contact them?
Here is the current contact details for Turner Acceptance:
Address:
- 7921 Harlem Avenue, Burbank, IL 60459 United States
Website:
Email:
Phone:
Payments
Turner Acceptance Corporation offers financing for both personal and auto loans. It also provides a MoneySKILL course for financial literacy. You can make payments online, and there are no penalties for late or missed payments. You cannot make payments using a prepaid debit card or wire transfer.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | No |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | No |
| Can I make a payment using a wire transfer? | No |
Forgiveness and Cancellation
Turner Acceptance Corporation does not offer loan consolidation or loan forgiveness.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
Turner Acceptance Corporation offers personal and auto loans which can be applied for from the comfort of your home. For more information, please contact their customer service team via email or phone or fill out the form to get in touch.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | No |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove TURNER ACCEP from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.