What does ZEUS FINANCIAL LLC mean on my credit report?
ZEUS FINANCIAL LLC is shorthand for Zeus Financial Services, with the company name being Zeus Financial Services Inc
What is ZEUS FINANCIAL LLC?
ZEUS FINANCIAL LLC is a Creditor provider. They could be on your report for a number of reasons, for example:
- ⚫ You missed a repayment.
- ⚫ You opened an account with Zeus Financial Services.
- ⚫ You opened a credit card / loan / mortgage with this company.
- ⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
- P.O Box 200607 Austin, Texas 78720
Payments
Zeus Financial offers a variety of payment methods, including mobile wallets, online payments, automated phone system, automatic debit payments, automatic drafts, cash payments, and phone payments. Processing fees may apply to debit card payments.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | Yes |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
Zeus Financial Services does not offer loan forgiveness or consolidation, but provides a variety of payment methods and credit application services.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
You can apply for a loan online, over the phone, or in person. Applying for a loan using a mobile app, Apple Pay, or Google Pay is also an option. All methods with a Debit Card have a processing fee of $3.99 per transaction but Credit Cards are not accepted. Zeus Financial Services does not offer loans with cosigners.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | Yes |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | No |
Should I contact them?
As a general rule, you should avoid contacting creditors though unofficial channels, for example phone and email. This is because there is no legal record of the communication, so any agreements made could be refuted in court.
If you have to communicated with this creditor company then you should use certified mail in order to protect yourself.
The best way to fix your credit is to work with a professional credit repair service. They are experts at deleting of negative items from companies like Zeus Financial Services worldwide.
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove ZEUS FINANCIAL LLC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.