What does TSC ACTS REC mean on my credit report?
Learn about TSC ACTS REC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is TSC ACTS REC?
TSC ACTS REC is shorthand for TSC Accounts Receivable Solutions, with the company name being TSC Accounts Receivable Solutions Inc
Our central principle is to supply value added services to our customers, which allows them to handle their Accounts Receivable better. Being a smaller Collection Agency in Texas allows us to be more responsive to our customers’ needs. When our customers contact us, they talk to the decision makers, not layers of management. This efficiency greatly enhances communication between TSC and its customers.
TSC ACTS REC is a Creditor provider. They could be on your report for a number of reasons, for example:
-
⚫ You missed a repayment.
-
⚫ You opened an account with TSC Accounts Receivable Solutions.
-
⚫ You opened a credit card / loan / mortgage with this company.
-
⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for TSC Accounts Receivable Solutions:
Address:
- 3900 S Stonebridge Dr #701, McKinney, TX 75070, United States
Website:
Email:
Phone:
Payments
TSC Accounts Receivable Solutions offers many options for making payments, including by phone, fax, email, and online. There is no monthly payment plan offered, but many methods of payment are accepted. Additionally, there are no penalties for late or missed payments. Wire transfers are not accepted.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | No |
| Can I make a payment using a wire transfer? | No |
Forgiveness and Cancellation
Discover does not offer loan forgiveness or consolidation services.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
TSC Accounts Receivable Solutions is a debt collection agency based in Texas that specializes in programs for healthcare and medical collections nationwide. They do not offer loan applications.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | No |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | No |
| Can I apply for a loan with a cosigner? | No |
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove TSC ACTS REC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.