What does TRIDENT ASST mean on my credit report?
Learn about TRIDENT ASST, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is TRIDENT ASST?
TRIDENT ASST is shorthand for Trident Asset Management, with the company name being Trident Asset Management Inc
TRIDENT ASST is a Creditor provider. They could be on your report for a number of reasons, for example:
-
⚫ You missed a repayment.
-
⚫ You opened an account with Trident Asset Management.
-
⚫ You opened a credit card / loan / mortgage with this company.
-
⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for Trident Asset Management:
Address:
- Address: P.O. Box 888424, Atlanta GA 30356
Website:
Email:
Phone:
Payments
Trident offers a variety of services to make payments, including Agency and Attorney Network, Analytics, and Receivables Management. They also offer a nationwide network of collection agencies and attorneys as well as an analytics platform to predict payment probability and segmentation of accounts. Additionally, Trident manages accounts receivables to complete the management of their client’s account inventory. Other payment options such as using a check or money order are available. Trident has a variety of penalties for late or missed payments, including verbal communication, negotiation skills, compromise, empathy, eagerness, willingness, persistence, and respect.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
they do not offer loan forgiveness. loan forgiveness is typically achieved by using verbal communication, negotiation skills, compromise, empathy, eagerness, willingness, persistence, respect, and utilizing analytic tools to focus on more liquid accounts. Trident’s receivables management technology and agency and attorney network also help clients to apply for loan forgiveness.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
Trident offers a variety of services that can help with applying for a loan, including online applications, mobile app assistance, and cosigner support. Services include analytics, agency and attorney network, and receivables management.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove TRIDENT ASST from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.
