What does TITAN RECEIVABLES INC mean on my credit report?
Learn about TITAN RECEIVABLES INC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
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What is TITAN RECEIVABLES INC?
TITAN RECEIVABLES INC is shorthand for Titan Receivables Inc
, with the company name being Titan Receivables Inc Inc
TITAN RECEIVABLES INC is a Creditor
provider. They could be on your report for a number of reasons, for example:
-
⚫ You missed a repayment.
-
⚫ You opened an account with Titan Receivables Inc.
-
⚫ You opened a credit card / loan / mortgage with this company.
-
⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for Titan Receivables Inc:
Address:
- 7700 Irvine Center Dr #800, Irvine, CA 92618, United States
Website:
Email:
Phone:
Payments
Titan Receivables, Inc. accepts payments via money order, cashier’s check, personal check, credit or debit card, and are available to take your payment 5 days a week, from 9:00 am to 8:00 pm PST over the phone. Customers can receive a refund by contacting Titan Receivables at (949) 484-6870. Payments can also be made online via credit or debit card, or by mailing a payment to the provided address. There may be penalties for late or missed payments to Titan Receivables, Inc.
Question | Answer |
---|---|
Do they offer a monthly payment plan? | No |
Can I make payments over the phone? | Yes |
Can I make payments online? | Yes |
Do they offer a discount for automatic payments? | No |
Can I make a payment using a mobile app? | No |
Can I make a payment using a prepaid debit card? | Yes |
Can I make a payment using a wire transfer? | No |
Forgiveness and Cancellation
Navient does not offer loan forgiveness or loan consolidation. It is not clear what qualifications are necessary for loan forgiveness.
Question | Answer |
---|---|
Do they offer loan forgiveness? | No |
Do they offer loan consolidation? | No |
How to Apply
you can apply for a loan online, in person, or using a mobile app. Applying for a loan typically requires you to provide basic personal and financial information. With many mobile apps, you can fill out an application and upload documents to get an instant decision.
Question | Answer |
---|---|
Can I apply for a loan online? | Yes |
Can I apply for a loan over a phone call? | No |
Can I apply for a loan in person? | Yes |
Can I apply for a loan using a mobile app? | Yes |
Can I apply for a loan with a cosigner? | No |
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others
.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments
, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove TITAN RECEIVABLES INC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.