What does TIDE FINANCE mean on my credit report?
Learn about TIDE FINANCE, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is TIDE FINANCE?
TIDE FINANCE is shorthand for Tide Finance Inc, with the company name being Tide Finance Inc Inc
TIDE FINANCE is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Tide Finance Inc.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for Tide Finance Inc:
Address:
- 425 SW 44th St, Oklahoma City, OK 73109, United States
Website:
Phone:
Payments
helpfulcash2.com is likely to be a legitimate website with a high trust rating. The website owner has hidden his/her identity, the Tranco ranking is rather low, and the server has several low reviewed other websites. However, customers are advised to do a manual check of the website before entering any personal data.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | No |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | No |
Forgiveness and Cancellation
helpfulcash2.com does not offer loan forgiveness or consolidation. However, additional research may be needed to qualify for loan forgiveness.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
You can apply for a loan online on helpfulcash2.com. The website is likely to be legit, however the identity of the website owner is hidden. The website has a trust rating of 77 out of 100, a valid SSL certificate, is labeled safe by DNSFilter, and is checked for malware and phishing by Flashstart. However, the website has a low Tranco rank and Alexa ranking.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | No |
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove TIDE FINANCE from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.
