What does TICE ASSOC mean on my credit report?

Learn about TICE ASSOC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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TICE ASSOC is shorthand for Tice Associates Inc, with the company name being Tice Associates Inc Inc

Since 1982, Tice Associates has helped businesses improve their net margins and increase their bottom lines, we’re always ready to meet your recovery needs and help with any Debt Collection Concerns.

TICE ASSOC is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Tice Associates Inc.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Collection Agency/Attorney

How do I contact them?

Here is the current contact details for Tice Associates Inc:


  • 1261 Kenmore Ave, Kenmore, NY 14217, United States





You can make a payment online with a major credit card, e-check, or medical HSA/FSA card. You can also call us at 716-871-9001 or 800-533-8423 Monday to Friday from 9 a.m. to 5 p.m. (EST) to pay by phone or establish a payment plan. You can also send your check or money order payable to Tice Associates, Inc. to P.O. Box 646, Kenmore, NY 14217. Tice Associates Inc. accepts payments over the phone by calling 716-871-9001 or 800-533-8423 Monday-Friday from 9 a.m.-5 p.m. (EST). They also accept payments online and by mail. Payments can be made online, by phone, or by mail. We accept major credit cards, e-checks and medical HSA/FSA cards online, by phone and by mail.

Question Answer
Do they offer a monthly payment plan? Yes
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

there is no loan consolidation offered.

Question Answer
Do they offer loan consolidation? No

How to Apply

Tice Associates Inc. does not offer loans. It is a debt collection agency and their services include debt collection and payment processing. You cannot apply for a loan online, over the phone, or in person. You also cannot apply for a loan with a cosigner.

Question Answer
Can I apply for a loan online? No
Can I apply for a loan over a phone call? No
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

SmartCredit Report Example

  • This is an example of what this creditor will look like on your SmartCredit report.

TICE ASSOC SmartCredit Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove TICE ASSOC from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.