What does STILT INC mean on my credit report?
Learn about STILT INC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is STILT INC?
STILT INC is shorthand for Stilt Inc, with the company name being Stilt Inc Inc
STILT INC is a Creditor provider. They could be on your report for a number of reasons, for example:
-
⚫ You missed a repayment.
-
⚫ You opened an account with Stilt Inc.
-
⚫ You opened a credit card / loan / mortgage with this company.
-
⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Unsecured
How do I contact them?
Here is the current contact details for Stilt Inc:
Address:
- 77 Geary St Suite 550, San Francisco, CA 94108, United States
Website:
Email:
Phone:
Payments
To make a payment with Stilt, you must meet the requirements of living in the U.S., having a physical U.S. address, having a phone number with a U.S. based carrier, having a bank account in your name from a bank or credit union based in the U.S., and possessing a valid visa for at least 6 months.JG Wentworth offers an online payment system for various services, including structured settlements, debt relief, pre-settlement, annuities, and lottery prize payments.There are other payment options such as using a check or money order.JG Wentworth offers a variety of cash payment solutions such as structured settlements, debt relief, pre-settlement funding, annuity purchasing, and lottery prize payments.You can make a payment using a wire transfer. JG Wentworth offers several products related to getting cash and providing financial freedom, including Structured Settlements, Debt Relief and Settlement, Pre-Settlement Funding, Annuity Purchasing Program, Casino and Lottery Winnings.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | No |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | No |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
they do not offer loan forgiveness or consolidation. It is not clear how to qualify for loan forgiveness.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
You can apply for a loan online through JG Wentworth’s website, which offers a variety of services including debt relief, pre-settlement funding, annuity purchasing, and lottery and casino winnings. You cannot apply for a loan over a phone call, in person, or using a mobile app. Cosigners are not needed to apply for a loan with JG Wentworth.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | No |
| Can I apply for a loan with a cosigner? | No |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove STILT INC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.