SOUTHERN FINANCE/SMC on a credit report: finance company loan
SOUTHERN FINANCE/SMC is probably a loan from a finance company, going by the word "FINANCE".
Report names stop at about 20 characters, so the last word may be cut short.
How to find out which company reported SOUTHERN FINANCE/SMC
Your free report at AnnualCreditReport.com shows the full name and address of whoever reported SOUTHERN FINANCE/SMC; our guide to identifying a creditor covers the other ways to find out.