What does SIMONS AGENCY INC mean on my credit report?
Learn about SIMONS AGENCY INC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is SIMONS AGENCY INC?
SIMONS AGENCY INC is shorthand for Simon's Agency Inc, with the company name being Simon's Agency Inc Inc
We offer both standardized and custom-generated reports, integration of all client data. We cater to all formats, our business model proven soft sell approach to liquidating debt, leveraging current technology for faster processing.
SIMONS AGENCY INC is a Creditor provider. They could be on your report for a number of reasons, for example:
-
⚫ You missed a repayment.
-
⚫ You opened an account with Simon’s Agency Inc.
-
⚫ You opened a credit card / loan / mortgage with this company.
-
⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for Simon’s Agency Inc:
Address:
- 4963 Wintersweet Dr, Liverpool, NY 13088, United States
Website:
Email:
Phone:
Payments
Payments can be made in various ways including online, over the phone, or through a mobile app. Simon’s Agency, Inc. offers paperless Client Reporting and Placement System, allowing transfer of placements without the need for photocopies, an excel spreadsheet, a Simon’s Single Placement Form, and direct and secure (HIPAA compliant) online upload system. Additionally, an automated dialing system is used to maximize contact efficiency and all payment plans are monitored to ensure payments are made promptly. There are penalties for late or missed payments.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
Simon’s Agency, Inc. NA does not offer loan forgiveness or consolidation.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
you can apply for a loan online with Simon’s Agency, Inc. using their paperless Client Reporting and Placement System or Simon’s Single Placement Form which can be sent by fax or e-mail. Additionally, for larger volume placements, files can be directly uploaded into their system through secure web access. Simon’s Agency, Inc. also offers mobile app loan applications and provides payment plans to ensure payments are made promptly. Additionally, clients can upload placements without the need for photocopies using a direct and secure online upload system. you can apply for a loan with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove SIMONS AGENCY INC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.
