SETF/WOFC on a credit report: Southeast Toyota Finance
SETF/WOFC is Southeast Toyota Finance, an auto lender.
Complaints to the CFPB about World Omni Financial
The CFPB has received 1,755 complaints filed under World Omni Financial Corp. (all its accounts, not only SETF/WOFC), 470 of them in the 12 months to October 9, 2026 with the latest on September 28, 2026, and the company answered 100% on time. [1]
The CFPB publishes complaints without confirming the facts in them.
| Most common issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 424 | 24% |
| Managing the loan or lease | 277 | 16% |
| Improper use of your report | 160 | 9% |
| Problems at the end of the loan or lease | 124 | 7% |
| Problem with a company's investigation into an existing problem | 118 | 7% |
Checking this account
Your report (free at AnnualCreditReport.com) shows Southeast Toyota Finance's address for this account; if something on it is wrong, dispute it with the bureau that shows it and with Southeast Toyota Finance.