What does ROZLINFINGRP mean on my credit report?
Learn about ROZLINFINGRP, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is ROZLINFINGRP?
ROZLINFINGRP is shorthand for Rozlin Financial Group Inc, with the company name being Rozlin Financial Group Inc Inc
The radio station was founded by Eddie Mortimer, who also created “The Disco Inferno”, together
ROZLINFINGRP is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Rozlin Financial Group Inc.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for Rozlin Financial Group Inc:
Address:
- 1628 Dekalb Ave, Sycamore, IL 60178, United States
Website:
Email:
Phone:
Payments
RFGI offers a monthly payment plan and several payment options, including wire transfers, to pay off outstanding debts. You can call their office toll free at (866) 217-9080 to discuss payment options.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
they do not offer loan forgiveness or consolidation. However, you can dispute the debt with RFGI by submitting your disputes in writing online or by notifying them in writing within 30 days of receiving the initial Collections Notice letter or email. They will also provide you with the name and address of the original creditor, if different from the current creditor.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
RFGI is a legitimate debt collection agency that you can apply for a loan online with. You can dispute their debt within 30 days of receiving their initial Collections Notice. You cannot apply for a loan over the phone, in person, or using a mobile app with RFGI. Cosigners are not applicable when applying for a loan with RFGI.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | No |
| Can I apply for a loan with a cosigner? | No |
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove ROZLINFINGRP from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.