What does RELIANT FINC mean on my credit report?
Learn about RELIANT FINC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is RELIANT FINC?
RELIANT FINC is shorthand for Reliant Financial Services, with the company name being Reliant Financial Services Inc
We invite you to find out more about our various activities and experiences. We believe no single approach suits all people, so each customer receives full attention - from planing to implementation through follow up.
RELIANT FINC is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Reliant Financial Services.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
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⚫ The average account balance is $1800.
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⚫ The average high credit balance is $9300.
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⚫ The typical loan duration is 38 months.
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⚫ The average monthly repayment is $100.
The account is classified under the following METRO2 categories:
- ⚫ Auto Loan
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for Reliant Financial Services:
Address:
- 1600 Genessee Suite #961 Kansas City, MO 64102
Website:
Email:
- [ss@reliantfin.com rm@reliantfin.com](mailto://ss@reliantfin.com rm@reliantfin.com)
Phone:
Payments
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | No |
| Can I make payments online? | No |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | No |
| Can I make a payment using a prepaid debit card? | No |
| Can I make a payment using a wire transfer? | No |
Forgiveness and Cancellation
Reliant Financial does not offer loan forgiveness services. They serve school district employees, hospital employees, and first responders to help them prepare for retirement. They also provide education on financial planning and offer a range of services such as retirement, investment, estate, insurance, and tax planning.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
This firm does not offer loan services. Although they help school district employees, first responders, and hospital employees plan and prepare for their retirement, their services do not include loan applications. You cannot apply for a loan over the phone or in person at this firm. However, you can apply for a loan with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | No |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | No |
| Can I apply for a loan with a cosigner? | Yes |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove RELIANT FINC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.