REALTIME on a credit report: Real Time Group
REALTIME is Real Time Group, Inc., a debt collection company.
If it is on your report, a debt was placed with it or sold to it; complaints to the CFPB about it most often involve mortgages, and the original creditor is usually listed on the same entry.
Complaints to the CFPB about Real Time Group
The CFPB has received 1,195 complaints about Real Time Group, Inc., 49 of them in the 12 months to October 9, 2026 with the latest on September 22, 2026, and the company answered 92% on time. [1]
The CFPB publishes complaints without confirming the facts in them.
| Most common issue | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 144 | 12% |
| Struggling to pay mortgage | 140 | 12% |
| Loan modification,collection,foreclosure | 129 | 11% |
| Cont'd attempts collect debt not owed | 100 | 8% |
| Trouble during payment process | 83 | 7% |
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If you don't recognise the debt, the CFPB explains what a debt collector has to tell you about it, and you can dispute the entry with the bureau that shows it.