What does QUICK CREDIT mean on my credit report?
Learn about QUICK CREDIT, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is QUICK CREDIT?
QUICK CREDIT is shorthand for Quick Credit, with the company name being Quick Credit Inc
We aim to offer you maximum security while preserving your privacy at its heart. An industrial revolution is coming wherein data from multiple sources are going to be combined together for you.
QUICK CREDIT is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Quick Credit.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
- ⚫ The average high credit balance is $600.
How do I contact them?
Here is the current contact details for Quick Credit:
Address:
- 205 Sugar Camp Circle Dayton, OH 45409
Website:
Email:
Phone:
Payments
Quick Credit offers monthly payment plans, the option of making payments over the phone, online, through a mobile app, or by wire transfer. They also offer refunds if customers are late on a payment or not satisfied with their loan. Fees and penalties are associated with loan repayment.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
they do not offer loan forgiveness or consolidation. To qualify for loan forgiveness, applicants must meet the requirements for Quick Credit loans, which includes a credit check, meeting a minimum loan amount, and being located in an eligible state. Furthermore, applicants must be aware of the expensive form of credit and potential negative impacts to their credit score in the event of late or nonpayment.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
Quick Credit loans are offered by CC Connect, a division of Capital Community Bank. They are available in select states and the application process and payment details are outlined on the Quick Credit website. You may be eligible for loan amounts between $1,000 and $3,000. Loans with electronic funding accepted prior to 10:30 a.m. Central time (Monday - Friday, excluding bank holidays) will be funded that same day.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove QUICK CREDIT from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.
