PREFERD CR on a credit report: Preferred Credit
PREFERD CR stands for Preferred Credit, Inc.
Most CFPB complaints about it other than credit-report disputes concern debt collection.
How to contact Preferred Credit
- Phone: 800-972-0825 [2] (as listed on its own website)
- Address: 628 Roosevelt Rd., St. Cloud, MN 56301 [2]
- Website: preferredcredit.com [2]
Complaints to the CFPB about Preferred Credit
The CFPB has received 421 complaints about Preferred Credit, Inc., 133 of them in the 12 months to October 8, 2026 with the latest on October 4, 2026, and the company answered 100% on time. [1]
The CFPB publishes complaints without confirming the facts in them.
| Most common issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 95 | 23% |
| Attempts to collect debt not owed | 58 | 14% |
| Took or threatened to take negative or legal action | 41 | 10% |
| Problem with a company's investigation into an existing problem | 34 | 8% |
| Improper use of your report | 31 | 7% |
Every code this company uses is listed on its main page (PREFERRED CREDIT INC).
Checking this account
Your report (free at AnnualCreditReport.com) shows Preferred Credit's address for this account; if something on it is wrong, dispute it with the bureau that shows it and with Preferred Credit.