What does OPTIMUM OUTCOMES INC mean on my credit report?
Learn about OPTIMUM OUTCOMES INC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is OPTIMUM OUTCOMES INC?
OPTIMUM OUTCOMES INC is shorthand for Optimum Outcomes Inc, with the company name being Optimum Outcomes Inc Inc
We are able to provide you with excellent service-and your patients will be taken good care of by our team members-this acquisition has given the company added operational flexibility and greater administrative control.
OPTIMUM OUTCOMES INC is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Optimum Outcomes Inc.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for Optimum Outcomes Inc:
Address:
- PO Box 58015 Raleigh, NC 27658
Website:
Email:
Phone:
Payments
payments.oorcm.com offers online payment services for revenue cycle management.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
loan forgiveness is not offered in this program. loan consolidation services are offered to help individuals and families simplify their payments and reduce their overall debt. To qualify for loan forgiveness, qualifying payments must be made on time and in full through an income-driven repayment plan for up to 20 to 25 years. Additional requirements include having qualifying federal student loans, being employed in certain occupations and meeting other eligibility criteria.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | Yes |
How to Apply
you can apply for a loan online, over the phone, or in person. Applying for a loan with a cosigner is also an option.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove OPTIMUM OUTCOMES INC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.