NICHOLAS FINANCIAL INC on a credit report: Nicholas Financial
NICHOLAS FINANCIAL INC stands for Nicholas Financial Inc.
CFPB complaints about it other than credit-report disputes most often concern vehicle loans or leases.
Complaints to the CFPB about Nicholas Financial
The CFPB has received 236 complaints about Nicholas Financial Inc., 0 of them in the 12 months to October 8, 2026 with the latest on January 12, 2025, and the company answered 100% on time. [1]
The CFPB publishes complaints without confirming the facts in them.
| Most common issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 54 | 23% |
| Improper use of your report | 46 | 19% |
| Attempts to collect debt not owed | 24 | 10% |
| Managing the loan or lease | 23 | 10% |
| Struggling to pay your loan | 17 | 7% |
Pages for the other report codes this company uses:
Checking this account
Your report (free at AnnualCreditReport.com) shows Nicholas Financial's address for this account; if something on it is wrong, dispute it with the bureau that shows it and with Nicholas Financial.