NELSON CRUZ & ASSOCIAT: Nelson Cruz & Associates
NELSON CRUZ & ASSOCIAT is Nelson Cruz & Associates LLC, a debt collection company.
If it is on your report, a debt was placed with it or sold to it, and the original creditor is usually listed on the same entry.
Complaints to the CFPB about Nelson Cruz & Associates
The CFPB has received 375 complaints about Nelson Cruz & Associates LLC, 84 of them in the 12 months to October 8, 2026 with the latest on September 9, 2026, and the company answered 42% on time. [1]
The CFPB publishes complaints without confirming the facts in them.
| Most common issue | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 106 | 28% |
| Took or threatened to take negative or legal action | 90 | 24% |
| Written notification about debt | 44 | 12% |
| Incorrect information on your report | 33 | 9% |
| False statements or representation | 23 | 6% |
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If you don't recognise the debt, the CFPB explains what a debt collector has to tell you about it, and you can dispute the entry with the bureau that shows it.