What does MARINR FINC mean on my credit report?
Learn about MARINR FINC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is MARINR FINC?
MARINR FINC is shorthand for Mariner Finance of Virginia LLC, with the company name being Mariner Finance of Virginia LLC Inc
Personal loans allow consumers to pay back the total amount owed over a set period of time at a fixed interest rate. This kind of installment loan may be secured by an asset or require a co-signature from a relative or may be unsecured based on credit score and other factors.
MARINR FINC is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Mariner Finance of Virginia LLC.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Collection Agency/Attorney
- ⚫ Secured
- ⚫ Unsecured
How do I contact them?
Here is the current contact details for Mariner Finance of Virginia LLC:
Address:
- 8211 Town Center Drive, Nottingham, MD 21236
Website:
Email:
Phone:
Payments
Payments can be made with a credit card, debit card, PayPal account, or bank transfer. You can make payments over the phone or online. Some stores and websites may offer alternative payment options such as Apple Pay or Google Pay. Check or money order is also an option. Missing payments or making late payments can lead to penalties, fees and interest.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
they do not offer loan forgiveness. ABC Financial offers consolidation services and loan forgiveness is available to those who meet certain requirements.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | Yes |
How to Apply
Most lenders have an online application form available on their website, and you can often get an answer within a few minutes. You cannot apply for a loan over a phone call. Many banks and other lenders offer personal loan options to meet your financial needs. Many banks offer mobile apps that allow you to apply for a loan. A cosigner is someone who agrees to be held responsible for the debt in the event that the borrower is unable to make payments.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove MARINR FINC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.