LENDINGUSA on a credit report: LendingUSA
LENDINGUSA stands for LendingUSA.
Most CFPB complaints about it other than credit-report disputes concern payday, title or personal loans.
Complaints to the CFPB about LendingUSA
The CFPB has received 216 complaints about LendingUSA, 33 of them in the 12 months to October 8, 2026 with the latest on August 29, 2026, and the company answered 93% on time. [1]
The CFPB publishes complaints without confirming the facts in them.
| Most common issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 50 | 23% |
| Attempts to collect debt not owed | 22 | 10% |
| Problem when making payments | 19 | 9% |
| Charged fees or interest you didn't expect | 17 | 8% |
| Improper use of your report | 14 | 6% |
Checking this account
Your report (free at AnnualCreditReport.com) shows LendingUSA's address for this account; if something on it is wrong, dispute it with the bureau that shows it and with LendingUSA.