KLS FINANCIAL SERVICES on a credit report: KLS Financial Services
KLS FINANCIAL SERVICES stands for KLS Financial Services, Inc.
Most CFPB complaints about it other than credit-report disputes concern debt collection.
Complaints to the CFPB about KLS Financial Services
The CFPB has received 359 complaints about KLS Financial Services, Inc., 83 of them in the 12 months to October 8, 2026 with the latest on September 5, 2026, and the company answered 32% on time. [1]
The CFPB publishes complaints without confirming the facts in them.
| Most common issue | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 132 | 37% |
| Written notification about debt | 70 | 19% |
| Incorrect information on your report | 41 | 11% |
| False statements or representation | 40 | 11% |
| Took or threatened to take negative or legal action | 27 | 8% |
Pages for the other report codes this company uses:
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Your report (free at AnnualCreditReport.com) shows KLS Financial Services's address for this account; if something on it is wrong, dispute it with the bureau that shows it and with KLS Financial Services.