What does JSZ FINANCIAL CO mean on my credit report?
Learn about JSZ FINANCIAL CO, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is JSZ FINANCIAL CO?
JSZ FINANCIAL CO is shorthand for JSZ Financial Company Inc, with the company name being JSZ Financial Company Inc Inc
JSZ FINANCIAL CO is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with JSZ Financial Company Inc.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for JSZ Financial Company Inc:
Address:
- 3939 US-80 Ste. 390-D7, Mesquite, TX 75150, United States
Website:
Email:
Phone:
Payments
payments can be made online through our website, emailed, faxed, or mailed to us in pre-paid envelopes that we provide. payment options such as check or money order can be accepted by JSZ Financial Company, Inc. you cannot make a payment using a prepaid debit card. payments cannot be made using a wire transfer.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | No |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | No |
| Can I make a payment using a prepaid debit card? | No |
| Can I make a payment using a wire transfer? | No |
Forgiveness and Cancellation
JSZ Financial Company, Inc. does not offer loan consolidation or loan forgiveness services. Loan forgiveness is possible for individuals who meet certain criteria and demonstrate a financial hardship, but eligibility depends on the type of loan, the program or lender, and any other special considerations.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
you cannot apply for a loan online, over the phone, in person, or with a cosigner through JSZ Financial Company, Inc. You can contact them at (972) 404-8390 to learn more about their services.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | No |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | No |
| Can I apply for a loan with a cosigner? | No |
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove JSZ FINANCIAL CO from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.