What does FRENCH FINANCIAL/GURAN mean on my credit report?
Learn about FRENCH FINANCIAL/GURAN, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is FRENCH FINANCIAL/GURAN?
FRENCH FINANCIAL/GURAN is shorthand for French Financial, with the company name being French Financial Inc
Our investment approach leads us to build a portfolio composed mostly of large capitalizations, US-dominated multinational corporations. Such companies are global leaders in structureally appealing industries. It is not intended to give an individual recommendation or guidance on dividend payments.
FRENCH FINANCIAL/GURAN is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with French Financial.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for French Financial:
Address:
- 2950 Fairfield Ave Shreveport, LA 71104
Website:
Email:
Phone:
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove FRENCH FINANCIAL/GURAN from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.