What does DYCK ONEAL INC mean on my credit report?

Is DYCK ONEAL INC making an impact credit score?

Updated May 1, 2022

What is DYCK ONEAL INC?

DYCK ONEAL INC is shorthand for Dyck O'Neal Inc, with the company name being Dyck O'Neal Inc LLC

The company was founded in 1988 by Jerry Murdock to manage corporate reclamation projects throughout the United States for government agencies, commercial clients and private investors.

DYCK ONEAL INC is a Creditor. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Dyck O’Neal Inc.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Unsecured

How do I contact them?

Here is the current contact details for Dyck O’Neal Inc:

Address:

  • 3100 Monticello Ave, Dallas, TX 75205, United States

Website:

Email:

Phone:

  • 800-447-2481

SmartCredit Report Example

  • This is an example of what this creditor will look like on your SmartCredit report.

DYCK ONEAL INC SmartCredit Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can DYCK ONEAL INC be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.