What does CSRS INC mean on my credit report?
Learn about CSRS INC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is CSRS INC?
CSRS INC is shorthand for CSRS Inc , with the company name being CSRS Inc Inc
CSRS INC is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with CSRS Inc .
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for CSRS Inc :
Address:
- 1304 Enterprise Blvd.
Suite B Lake Charles, Louisiana 70601
Website:
Email:
Phone:
Payments
There are many ways to make a payment, including online, over the phone, and using a mobile app. There may be penalties for late or missed payments. You can also use a prepaid debit card, wire transfer, or check/money order to make a payment.
| Question | Answer |
|---|---|
| Can I make payments over the phone? | No |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a wire transfer? | No |
Forgiveness and Cancellation
There are three main ways to qualify for loan forgiveness through the Public Service Loan Forgiveness Program. They are: working for a qualifying employer, having the right type of loan, and making 120 qualifying payments.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
You can apply for a loan online, over the phone, or in person. You may also be able to apply for a loan using a mobile app. You may be able to apply for a loan with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | No |
| Can I apply for a loan in person? | No |
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove CSRS INC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.