CHALLENGE FINANCIAL SE: Challenge Financial Services
CHALLENGE FINANCIAL SE stands for Challenge Financial Services.
Most CFPB complaints about it other than credit-report disputes concern vehicle loans or leases.
Complaints to the CFPB about Challenge Financial Services
The CFPB has received 97 complaints about Challenge Financial Services, 30 of them in the 12 months to October 8, 2026 with the latest on September 23, 2026, and the company answered 87% on time. [1]
The CFPB publishes complaints without confirming the facts in them.
| Most common issue | Complaints | Share |
|---|---|---|
| Managing the loan or lease | 16 | 16% |
| Incorrect information on your report | 14 | 14% |
| Repossession | 10 | 10% |
| Attempts to collect debt not owed | 9 | 9% |
| Improper use of your report | 9 | 9% |
Checking this account
Your report (free at AnnualCreditReport.com) shows Challenge Financial Services's address for this account; if something on it is wrong, dispute it with the bureau that shows it and with Challenge Financial Services.