BAY AREA REC on a credit report: Bay Area Receivables
BAY AREA REC is Bay Area Receivables, Inc., a debt collection company.
If it is on your report, a debt was placed with it or sold to it; complaints to the CFPB about it most often involve medical bills, and the original creditor is usually listed on the same entry.
How to contact Bay Area Receivables
- Website: bayareareceivables.com [2]
Complaints to the CFPB about Bay Area Receivables
The CFPB has received 171 complaints about Bay Area Receivables, Inc., 12 of them in the 12 months to October 8, 2026 with the latest on July 28, 2026, and the company answered 78% on time. [1]
The CFPB publishes complaints without confirming the facts in them.
| Most common issue | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 66 | 39% |
| Written notification about debt | 33 | 19% |
| Incorrect information on your report | 19 | 11% |
| Took or threatened to take negative or legal action | 13 | 8% |
| False statements or representation | 11 | 6% |
Every code this company uses is listed on its main page (BAY AREA RECEIVABLES).
Checking this account
If you don't recognise the debt, the CFPB explains what a debt collector has to tell you about it, and you can dispute the entry with the bureau that shows it.