What does ACCT MGMT RESOURCES LL mean on my credit report?
Learn about ACCT MGMT RESOURCES LL, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is ACCT MGMT RESOURCES LL?
ACCT MGMT RESOURCES LL is shorthand for Account Management Resources, with the company name being Account Management Resources
AMR works together with in-house debt collection organisations and Accounts Receivable departments of commercial firms and government agencies to build up its foundation based upon its own set of core values. Combined with AMRs industrial knowledge and leadership this creates a unique perspective on third party debt collection services.
ACCT MGMT RESOURCES LL is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Account Management Resources.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for Account Management Resources:
Address:
- 726 W Sheridan Ave, Oklahoma City, OK 73102, United States
Website:
Phone:
Payments
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
neither loan forgiveness or consolidation is offered.
| Question | Answer |
|---|---|
| Do they offer loan consolidation? | No |
How to Apply
It is possible to apply for a loan online, over the phone, or using a mobile app through Account Management Resources. It is also possible to apply for a loan with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove ACCT MGMT RESOURCES LL from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.