What does ACCESS RECEIVABLES MAN mean on my credit report?
Learn about ACCESS RECEIVABLES MAN, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is ACCESS RECEIVABLES MAN?
ACCESS RECEIVABLES MAN is shorthand for Access Receivables Management Inc, with the company name being Access Receivables Management, Inc.
If you achieve good results through excessive demands, you are not a partner; you are a problem. Access’ history has traditionally been a partner that complies with all state, local and federal laws, regulations, policies, standards and guidelines.
ACCESS RECEIVABLES MAN is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Access Receivables Management Inc.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for Access Receivables Management Inc:
Address:
- EP III, 11350 McCormick Rd Suite 800, Hunt Valley, MD 21031, United States
Website:
Email:
Phone:
Payments
Access Receivables Management website offers a monthly payment plan as well as the option to make payments over the phone, online, through a mobile app, or with a prepaid debit card. Checks and money orders are also accepted. There are penalties for late or missed payments.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
How to Apply
you can apply for a loan online, over the phone, or in person. Access Receivables Management, Inc. offers loan services that can be accessed through their website or mobile app. A cosigner may be added to loan applications to help provide greater assurance that the loan will be repaid.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | Yes |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove ACCESS RECEIVABLES MAN from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.