1ST CRD SRVC on a credit report: First Credit Services
1ST CRD SRVC is First Credit Services Inc., a debt collection company.
If it is on your report, a debt was placed with it or sold to it, and the original creditor is usually listed on the same entry.
Complaints to the CFPB about First Credit Services
The CFPB has received 1,788 complaints about First Credit Services Inc., 561 of them in the 12 months to October 10, 2026 with the latest on September 25, 2026, and the company answered 100% on time. [1]
The CFPB publishes complaints without confirming the facts in them.
| Most common issue | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 657 | 37% |
| Written notification about debt | 276 | 15% |
| Took or threatened to take negative or legal action | 159 | 9% |
| False statements or representation | 143 | 8% |
| Communication tactics | 123 | 7% |
Checking this account
If you don't recognise the debt, the CFPB explains what a debt collector has to tell you about it, and you can dispute the entry with the bureau that shows it.