UNIVERSAL CL is Universal Debt Collection Services, a debt collection company.

If it is on your report, a debt was placed with it or sold to it, and the original creditor is usually listed on the same entry.

How to contact Universal Debt Collection Services

<div><ul><li><strong>Address:</strong> 5240 Mendenhall Park Place, Memphis, TN 38115 <a href="https://www.universalcollectionsystems.com/" rel="nofollow">[1]</a></li><li><strong>Website:</strong> <a href="https://www.universalcollectionsystems.com/" rel="nofollow">universalcollectionsystems.com</a> <a href="https://www.universalcollectionsystems.com/" rel="nofollow">[1]</a></li></ul></div>

<div><p>Every code this company uses is listed on <a href="/collections-agency/universal-collction-sv">its main page (UNIVERSAL COLLCTION SV)</a>.</p></div>

<div><p>Your report (free at <a href="https://www.annualcreditreport.com">AnnualCreditReport.com</a>) shows Universal Debt Collection Services's address for this account; if something on it is wrong, dispute it with the bureau that shows it and with Universal Debt Collection Services.</p></div>

<div><p><strong>Sources</strong></p><ol><li><a href="https://www.universalcollectionsystems.com/" rel="nofollow">universalcollectionsystems.com (checked October 9, 2026)</a></li></ol></div>

UNIVERSAL CL: Universal Debt Collection Services

How to contact Universal Debt Collection Services

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