What does WESTSIDE RECOVERY SVCS mean on my credit report?
Learn about WESTSIDE RECOVERY SVCS, an collections agency offering loans for financial assistance. Check the impact to your credit report and financial status.
What is WESTSIDE RECOVERY SVCS?
WESTSIDE RECOVERY SVCS is shorthand for Westside Recovery Services, with the company name being Westside Recovery Services Inc
We do not charge upfront fees, we treat each consumer with dignity and respect and work together with our clients to resolve their overdue accounts A/R. We listen to your needs; we can improve your cash flow while reducing your operating costs and overhead. We use state-of-the-art collection software to manage and track your business
WESTSIDE RECOVERY SVCS is a Collections Agency provider. They could be on your report for a number of reasons, for example:
- ⚫ You missed a repayment.
- ⚫ You opened an account with Westside Recovery Services.
- ⚫ Westside Recovery Services bought your debt and are now trying to collect on it.
- ⚫ You opened a credit card / loan / mortgage with this company.
- ⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for Westside Recovery Services:
Address:
- 4444 W Riverside Dr. #300 Burbank, California 91505
Website:
Email:
Phone:
Payments
Westside Recovery Services, LLC is a debt collection agency that offers multiple payment options including online payments, phone payments, checks, money orders, and wire transfer. There are penalties for late or missed payments.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
Westside Recovery Services, LLC does not offer loan forgiveness or consolidation services.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
Westside Recovery Services, LLC is a debt collection agency and does not offer loans. You cannot apply for a loan with them in person, over the phone, or using a mobile app. They specialize in collecting medical debt for small to mid-sized medical providers located throughout California.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | No |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | No |
| Can I apply for a loan with a cosigner? | Yes |
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
What is a Collections Agency?
Collection agencies appear on your report when a company has failed to collect an outstanding debt. If a creditor has sent your debt to collections, they expect to receive only a portion of any money collected. For them, this is preferable to receiving nothing at all continuing the process of trying to collect your debt themselves. However due to the agressive nature of some collection agencys, you may feel threatened or harrassed by them. However, the good news is that if they inaccurately reported your debt and you take the correct credit repair action, there is a good chance that you will not have to repay and inaccurately reported debt.
How do I remove WESTSIDE RECOVERY SVCS from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.