ACT COLLECT on a credit report: Account Control Technology
ACT COLLECT is Account Control Technology, Inc., a debt collection company.
If it is on your report, a debt was placed with it or sold to it; complaints to the CFPB about it most often involve federal student loans, and the original creditor is usually listed on the same entry.
Complaints to the CFPB about Account Control Technology
The CFPB has received 414 complaints about Account Control Technology, Inc., 1 of them in the 12 months to October 8, 2026 with the latest on June 8, 2026, and the company answered 100% on time. [1]
The CFPB publishes complaints without confirming the facts in them.
| Most common issue | Complaints | Share |
|---|---|---|
| Communication tactics | 71 | 17% |
| Attempts to collect debt not owed | 60 | 14% |
| Written notification about debt | 43 | 10% |
| Cont'd attempts collect debt not owed | 36 | 9% |
| False statements or representation | 36 | 9% |
Every code this company uses is listed on its main page (ACC CNTRL TC).
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If you don't recognise the debt, the CFPB explains what a debt collector has to tell you about it, and you can dispute the entry with the bureau that shows it.