Privacy Policy

Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used.

We explain what information we gather from you, how we use that information, how we may disclose the information, and the steps we take to secure data. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested. The Information We Collect:

This privacy policy notice applies to all information collected or submitted on the ExplainCredit.com website. On some pages, you can register to receive materials. When you do this, the types of personal information collected on these pages are a name and email address. Log Files

Like many other sites, ExplainCredit.com makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and the number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information.

IP addresses and other such information are not linked to any information that is personally identifiable. It does, however, help us better understand how our readers use our site so we can maximize the benefits of our content. Cookies and Web Beacons

ExplainCredit.com does use cookies to store information about visitors preferences, record user-specific information on which pages the user accesses or visits, customize Web page content based on visitors browser type or other information that the visitor sends via their browser.

Cookies are small text files and we may use both session cookies (that track how you use our website) and Persistent Cookies that stay after you close your browser and may be used when you come back to visit. Advertising Partners

Some of our advertising partners may also use cookies and web beacons on our site. These third-party ad servers or ad networks use technology to the advertisements and links that appear on ExplainCredit.com send directly to your browsers.

They automatically receive your IP address when this occurs. Other technologies (such as cookies, JavaScript, or Web Beacons) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and/or to personalize the advertising content that you see. ExplainCredit.com has no access to or control over these cookies that are used by third-party advertisers.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt out of certain practices. ExplainCredit.com’s privacy policy does not apply to, and we cannot control the activities of, such other advertisers or websites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites. Mediavine Programmatic Advertising

For information regarding data collection by Mediavine ad partners and how to opt out of data collection, please click here. The Way We Use Information

We never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above without also providing you an opportunity to opt out or otherwise prohibit such unrelated uses.

We use return email addresses to answer the email we receive. Such addresses are not used for any other purpose and are not shared with outside parties. You can register with our website if you would like to participate in our discussion forums as well as receive updates on our new products and services. Information you submit on our website will not be used for this purpose unless you fill out the registration form. Our Commitment To Data Security

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. However, no security plan is completely foolproof, and so you must use the website and submit information at your own risk.

There is no guarantee that your information is not accessed, disclosed, altered, or destroyed by one of our safeguards. In the event that you remove information that has been posted may be viewed in cached or archived pages, or by other users who have copied and stored any such information.

Users of this website should be no younger than 13 years of age and we never knowingly collect or maintain data pertaining to anyone under 13 years old. In the event we discover that we have unknowingly stored such information, we promptly take every action available to delete it from our systems. Changes to the Privacy Policy

We hold the right to change our privacy policy at any time. When we do, we’ll always post an update to keep you informed of how we gather and treat your information. We will either post a prominent notice on the website or send you an email. If there are any material changes, you’ll have 30 days to accept them. If they are immaterial changes, you’ll simply see an update on the Privacy Policy page.

In the event that ExplainCredit.com becomes part of a merger or acquisition, we have the right to assign or transfer the collected information as part of such a corporate transaction. This could include a divestiture, merger, consolidation, asset sale, or in the unlikely event of bankruptcy.

How To Contact Us

Should you have other questions or concerns about these privacy policies, feel free to contact us anytime. We do our best to respond to inquiries in a timely fashion.