What does YAKIMA ADJUSTMENT SERV mean on my credit report?
Learn about YAKIMA ADJUSTMENT SERV, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is YAKIMA ADJUSTMENT SERV?
YAKIMA ADJUSTMENT SERV is shorthand for Yakima Adjustment Service Inc, with the company name being Yakima Adjustment Service Inc Inc
We understand that your borrowers are also your customers and clients, so we treat them with respect, we see it as our duty to work with debtors to help them find a way to settle their debts. This need not be an adversarial relationship. Yakima Adjustment Service is a Certified Member of ACA International. Our Collection Professionals have pledged to uphold and abide by the Code of Ethics and Code of Operations established by ACA International.
YAKIMA ADJUSTMENT SERV is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Yakima Adjustment Service Inc.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for Yakima Adjustment Service Inc:
Address:
- 309 W Lincoln Ave, Yakima, WA 98902, United States
Website:
Phone:
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove YAKIMA ADJUSTMENT SERV from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.