What does WWC FINANCE mean on my credit report?
Learn about WWC FINANCE, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is WWC FINANCE?
WWC FINANCE is shorthand for WWC Finance, with the company name being WWC Finance Inc
WWC Global was founded by Lauren Weiner and Donna Huneycutt in 2004, which has the goal of helping federal agencies implement good governmental principles in practice. Our proven operations help government clients navigate the complexities of policy making and implementation. WWC Global is dedicated to serving the military and their families. More than 70% of WWC Global staff are former military or military-spouses.
WWC FINANCE is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with WWC Finance.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for WWC Finance:
Address:
- 451 W Madison St, Houston, MS 38851, United States
Website:
Email:
Phone:
Payments
you can make a payment by setting up a bank transfer, using a credit or debit card, or by making an online payment via PayPal. Customers can choose between paying upfront or spreading their payments out over a few months. refunds on payments can be requested from the original seller or the payment provider. Depending on the seller and payment provider, refunds may be issued through an online portal, an email request, or a phone call. Customers can make payments over the phone using their bank’s telephone banking services. The customer will be required to provide their bank details and have their security code at hand to complete the transaction. WWC Global offers online payment options and supports a comprehensive bonus structure with competitive salaries, generous paid time off and substantial health and financial benefits. Prepaid debit cards can be used to make purchases online or in person just like a regular debit or credit card. Funds on the card are usually loaded in advance, and the card holder can track their spending and balance through a smartphone app or online. Wire transfers are a secure method of payment that enables you to transfer money quickly and securely from one bank to another.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
WWC Global does not offer loan consolidation services.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
you cannot apply for a loan online, over the phone, or in person at WWC Global. You can, however, apply for a loan using a mobile app. Many banks and lenders now offer an online loan application process, which can be completed through a mobile app. This can include providing income and asset information, signing loan documents, submitting personal identification, and more. You can also apply for a loan with a cosigner. A cosigner is somebody who agrees to repay a loan if the borrower cannot make payments. This can help improve an individual’s chances of being approved for a loan, as it acts as a form of insurance for lenders.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | No |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove WWC FINANCE from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.