What does VILLAGE CAPITAL & INVE mean on my credit report?
Learn about VILLAGE CAPITAL & INVE, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is VILLAGE CAPITAL & INVE?
VILLAGE CAPITAL & INVE is shorthand for Village Capital, with the company name being Village Capital Inc
Village Capital & Investment LLC is a mortgage banking company in Henderson, NV. In 2011, Village Capital & Investment LLC focused its attention to a niche product by HUD to help FHA home owners lower their interest rates. This program is known as FHA Streamline Refinance. It can be contacted at any of our Mortgage Advisors and learn about the current rates.
VILLAGE CAPITAL & INVE is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Village Capital.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for Village Capital:
Address:
- 2550 Paseo Verde Parkway, Suite 100, Henderson, NV 89074, United States
Website:
Email:
Phone:
Payments
It is possible to make payments using a variety of methods including online payments, monthly payment plans, phone payments, and wire transfers. There may be fees associated with late or missed payments.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
ABC Financial Group does not offer loan forgiveness. However, they do offer loan consolidation services. To qualify for loan forgiveness, you must meet certain criteria established by the lender. This may include having a good credit score, a track record of timely loan payments, and a history of responsible financial management. Additionally, you must demonstrate financial hardship either through job loss, health issues, or other extenuating circumstances that affect your ability to repay the loan.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | Yes |
How to Apply
you can apply for a loan online. Many banks and financial institutions have online applications, which can be completed in a matter of minutes. The application process typically requires personal information, proof of income, and a credit score.You can also apply for a loan in person or with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove VILLAGE CAPITAL & INVE from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.