UNIVERSAL1CU on a credit report: Universal 1 Credit Union

UNIVERSAL1CU stands for Universal 1 Credit Union, a credit union in Dayton, OH founded in 1937 that now has 37,976 members.

The account is most likely a loan or credit card with the credit union.

How to contact Universal 1 Credit Union

Universal 1 Credit Union at a glance

DetailValueSource
Legal nameUniversal 1 Credit Union[1]
TypeState-chartered credit union, NCUA-insured[1]
NCUA charter number64970[1]
Members37,976 (as of June 30, 2026)[1]
Total assets$425 million (as of June 30, 2026)[1]
Established1937[1]

Checking this account

Your report (free at AnnualCreditReport.com) shows Universal 1 Credit Union's address for this account; if something on it is wrong, dispute it with the bureau that shows it and with Universal 1 Credit Union.

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<a href="https://explaincredit.com/creditor/universal1cu">https://explaincredit.com/creditor/universal1cu</a>