What does TRIADFINCL mean on my credit report?

Is TRIADFINCL making an impact credit score?

Updated May 1, 2022


TRIADFINCL is shorthand for Triad Financial Services, with the company name being Triad Financial Services LLC

For more than fifty years, Triad Financial Services, Inc. has offered exceptional services in lending to help home buyers realize their dream. Triad Financial Services, Inc., headquartered in 1959, is the oldest mortgage lender in the region still around today. Following the acquisition in 1975 by Don Senior, Jr., Triad enjoyed unprecedented growth after having been a small, local player for many years. I am proud to say that over the past fifty years we have grown our company because we offer a simple, profitable lending program to manufactured home dealers.

TRIADFINCL is a Creditor. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Triad Financial Services.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for Triad Financial Services:


  • 13901 Sutton Park Drive South, Suite 300 Jacksonville, FL 32224




  • (800) 522-2013

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

TRIADFINCL IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can TRIADFINCL be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.