What does TIDALWAVE FINANCE CORP mean on my credit report?

Is TIDALWAVE FINANCE CORP making an impact credit score?

Updated May 1, 2022


TIDALWAVE FINANCE CORP is shorthand for Tidalwave Finance Corporation, with the company name being Tidalwave Finance Corporation LLC

With more than 100 years of experience from the automotive financng industry, the Tidalwave team is driven to exceeding industry standards in all aspects. We are committed to understanding the needs of our customers and are dedicated to helping them get on the road towards improved credit. Tidalwave has been active in California for 13 years in the provision of non prime automobile financing services. We continue to expand our presence in the state to help those in need of specialty car financing. We proudly boast exceptional quality of service and outstanding commitment and compassion for our customers.

TIDALWAVE FINANCE CORP is a Creditor. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Tidalwave Finance Corporation.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Auto
  • ⚫ Auto Loan

How do I contact them?

Here is the current contact details for Tidalwave Finance Corporation:


  • 1560 W Brookhollow Dr. Suite 201 Santa Ana CA 92705




  • 714-662-7800

SmartCredit Report Example

  • This is an example of what this creditor will look like on your SmartCredit report.


Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can TIDALWAVE FINANCE CORP be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.