What does SYNERPRISE mean on my credit report?
Learn about SYNERPRISE, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is SYNERPRISE?
SYNERPRISE is shorthand for Synerprise Consulting Services, with the company name being Synerprise Consulting Services Inc
SCS works for hospitals, medical billing companies, doctors and many other medical service providers to help them recover unpaid claims from patients. The SCS helps patients find ways of fulfillment that provide the patients multiple channels to pay back the indebtedness. We treat the consumers with compassion, understanding and we care for them as if they were medical providers, also.
SYNERPRISE is a Creditor provider. They could be on your report for a number of reasons, for example:
-
⚫ You missed a repayment.
-
⚫ You opened an account with Synerprise Consulting Services.
-
⚫ You opened a credit card / loan / mortgage with this company.
-
⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for Synerprise Consulting Services:
Address:
- 2809 Regal Rd., Ste. 107 Plano, Texas 75075
Website:
Email:
Phone:
Payments
You can make payments over the phone, online, or through a mobile app. You can also use a prepaid debit card or wire transfer. There are no penalties for late or missed payments, but the debt may be discussed with other people and may appear on your consumer report.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
SCS does not offer loan forgiveness or consolidation. To qualify for loan forgiveness, you must contact the organization who provided the loan.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
you cannot apply for a loan online, over the phone, or in person through SCS. You can contact them at (866) 407-0200 or their address 5651 Broadmoor St, Mission, KS 66202 to help resolve any debt in a patient-friendly environment.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | No |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | No |
| Can I apply for a loan with a cosigner? | Yes |
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove SYNERPRISE from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.
