What does SNOW & SAUER mean on my credit report?

Learn about SNOW & SAUER, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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What is SNOW & SAUER?

SNOW & SAUER is shorthand for Snow and Sauerteig LLP, with the company name being Snow and Sauerteig LLP Inc

SNOW & SAUER is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Snow and Sauerteig LLP.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for Snow and Sauerteig LLP:

Address:

  • 203 East Berry Street Anthony Wayne Building Suite 1100 Fort Wayne, IN 46802

Website:

Email:

Phone:

Payments

To make a payment, contact Tyler Yeager at tyler@snowsauerteig.com or call 260 423-2353. Payment plans and refunds are available, and payments can be made over the phone, online, or using a mobile app. There may be penalties for late or missed payments.

Question Answer
Do they offer a monthly payment plan? Yes
Can I make payments over the phone? Yes
Can I make payments online? Yes
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

Snow & Sauerteig LLP does not offer loan forgiveness or consolidation services.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? No

How to Apply

Snow & Sauerteig LLP does not provide online loan applications. you can apply for a loan in person at most banks and other financial institutions. Most lenders will require you to provide proof of employment, credit history, and other financial information. many financial institutions now offer mobile apps that let you apply for a loan. you can apply for a loan with a cosigner. With a cosigner, lenders are more likely to approve your loan application since they have another person who is responsible for the loan if you are unable to pay.

Question Answer
Can I apply for a loan online? No
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? Yes
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove SNOW & SAUER from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.