What does SENTRY CREDIT INC mean on my credit report?
Learn about SENTRY CREDIT INC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is SENTRY CREDIT INC?
SENTRY CREDIT INC is shorthand for Sentry Credit, with the company name being Sentry Credit Inc
We spoke Spanish; communicate with us to receive help. Cornerstones of this philosophy are patience, persistence and professionalism Patrice is proud of having one of the most professionally trained, well compensated staff of debt negotiators and business professionals. Ownership continually looks for ways to reinvest profits in the staff to increase its employees’ quality of life and working conditions.
SENTRY CREDIT INC is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Sentry Credit.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for Sentry Credit:
Address:
- 2809 Grand Ave, Everett, WA 98201
Website:
Email:
Phone:
Payments
Sentry Credit offers a variety of methods for making payments, including credit cards, debit cards, PayPal, and other digital payment services. There is also an online Payment Center and a mobile app for payment. Sentry Credit provides services to make payments using prepaid debit cards. There are penalties for late or missed payments.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
Sentry Credit does not offer loan forgiveness or consolidation, but they are willing to work with you to create a plan to pay off the debt.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
Sentry Credit offers online loan application services. They also have a mobile app for loan applications. You can apply for a loan with a cosigner. Sentry Credit offers a highly-trained, well-compensated staff of debt negotiators and business professionals to assist consumers with loan applications.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove SENTRY CREDIT INC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.