What does ROCKHILLFIN mean on my credit report?
Learn about ROCKHILLFIN, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is ROCKHILLFIN?
ROCKHILLFIN is shorthand for Rock Hill Financial LLC, with the company name being Rock Hill Financial LLC Inc
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ROCKHILLFIN is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Rock Hill Financial LLC.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Secured
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for Rock Hill Financial LLC:
Address:
- 822 Montgomery Ave Suite 312 Narberth, PA, 19072
Website:
Email:
Phone:
Payments
Rock Hill Financial, LLC is a mortgage lender located in Narberth, PA. They offer quality service, experienced professionals, and multiple financing options. Customers can make payments using a variety of methods including online, over the phone, or through a mobile app. There are no penalties for late or missed payments.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
Rock Hill Financial, LLC does not offer loan forgiveness. they offer consolidation and are a reliable source for mortgage lending located in Narberth, PA.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | Yes |
How to Apply
Rock Hill Financial, LLC is a reliable mortgage lender located in the Philadelphia area. They offer a unique menu of financing options and have expertise to provide quality service and the best rates. They aim to build an ongoing relationship with their customers.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove ROCKHILLFIN from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.
