What does RKL FINC CO mean on my credit report?

Is RKL FINC CO making an impact credit score?

Updated May 1, 2022

What is RKL FINC CO?

RKL FINC CO is shorthand for RKL, with the company name being RKL LLC

MissionTo enrich the lives of our customers, team members and the community. Our vision RKL aims to become a cooperative organization working for the joint success and benefit of all, our customers, our teams and our community. With our approach to be practical, honest and always to focus on you, there is a better way to reach the next level. We are here to help.

RKL FINC CO is a Creditor. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with RKL.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for RKL:


  • 1800 Fruitville Pike Lancaster, PA 17601




  • 717.394.5666

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

RKL FINC CO IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can RKL FINC CO be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.