What does RELIABLE CREDIT ASSC I mean on my credit report?
Learn about RELIABLE CREDIT ASSC I, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is RELIABLE CREDIT ASSC I?
RELIABLE CREDIT ASSC I is shorthand for Reliable Credit Association Inc, with the company name being Reliable Credit Association Inc Inc
Although we have a 60-year long history of financial success, we never give up on our integrity for financial gain. We aim at continuing to improve our performance in providing credit to qualified customers. Our attitude is that “bad times” are for others, not reliable credit. We currently have ten branches; we’ve been fortunate to build a team of talented, hardworking, and dedicated employees who operate with a sense of urgency.
RELIABLE CREDIT ASSC I is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Reliable Credit Association Inc.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
- ⚫ The average high credit balance is $10400.
The account is classified under the following METRO2 categories:
- ⚫ Auto Loan
- ⚫ Collection Agency/Attorney
- ⚫ Secured
- ⚫ Installment Sales Contract
How do I contact them?
Here is the current contact details for Reliable Credit Association Inc:
Address:
- 10690 SE McLoughlin Blvd Milwaukie, OR 97222
Website:
Email:
Phone:
Payments
You can make payments by prepaid debit card, ACH or debit card, or by other methods such as check or money order. You can also change or cancel a previously authorized ACH or debit card payment. There are no penalties for late or missed payments.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | Yes |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
you can not qualify for loan forgiveness. However, you may be eligible for discounts on insurance premiums, late payment forgiveness, and other repayment plans.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
You can apply for a loan online, in person, or using a mobile app with Reliable Credit. They offer various insurances and discounts, and provide an eServices platform to manage accounts and payments. You can apply for a loan with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove RELIABLE CREDIT ASSC I from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.