What does RECEIVABLE SOLUTIONS I mean on my credit report?
Learn about RECEIVABLE SOLUTIONS I, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is RECEIVABLE SOLUTIONS I?
RECEIVABLE SOLUTIONS I is shorthand for Receivable Solutions Inc, with the company name being Receivable Solutions Inc Inc
As an extension of your business, we apply our approach to your philosophy and procedures in every interaction.
RECEIVABLE SOLUTIONS I is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Receivable Solutions Inc.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for Receivable Solutions Inc:
Address:
- 800 Dutch Square Blvd #100, Columbia, SC 29210, United States
Website:
Email:
Phone:
Payments
you can make a payment by using a credit card, debit card, or bank transfer. You will need to enter your payment information and then click the Submit button to complete the process. They offer a monthly payment plan. Customers can choose to pay for their purchases in equal parts every month, with no additional fees. To get a payment refund, contact the company you made the payment to and provide them with your purchase details. They should be able to process a refund as long as it is within their refund policy. Payments can be made over the phone using a variety of methods including credit cards, debit cards, and electronic payment systems. You can make payments online with a variety of methods including credit cards, debit cards, and online payment services such as PayPal. Customers can also pay with a check or money order. Mobile applications allow users to make payments directly from their phones. Many popular payment apps such as Venmo and Zelle allow for fast and secure payments with a few clicks. Late or missed payments can incur fees and other penalties. The amount and type of payment penalties depends on the individual lender and the loan terms. Generally, late or missed payments result in a late fee in addition to other potential penalties. You can make payments using prepaid debit cards. Prepaid debit cards are a great alternative to cash or checks, as they are convenient and secure. They are also accepted by most businesses, and you can use them to make online purchases as well. Most vendors accept payment by wire transfer. Wire transfers are a secure and reliable way to send funds electronically, allowing for quick and easy payments.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
loan forgiveness is not offered. The Financial Institution offers loan consolidation services to help customers with multiple loans to consolidate them into one loan with one payment and one interest rate. loan forgiveness is available to eligible borrowers who meet certain criteria. Generally, you must be employed by a public service organization, make 120 consecutive payments on your loan, and meet other requirements. To qualify, you must also complete an Employment Certification form to verify your employment and submit it to your loan servicer.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | Yes |
How to Apply
It is possible to apply for a loan online, over the phone, or in person. Most lenders require an online or in-person application. Depending on the lender, they may also require documents such as proof of income, credit score, and bank statements.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove RECEIVABLE SOLUTIONS I from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.