What does PROFESSIONAL PLACEMENT mean on my credit report?

Learn about PROFESSIONAL PLACEMENT, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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What is PROFESSIONAL PLACEMENT?

PROFESSIONAL PLACEMENT is shorthand for Professional Placement / Pro Tem Service, with the company name being Professional Placement / Pro Tem Service Inc

Like most abilities, it also requires practice before we can suggest a candidate, we check that he or she has what it takes to work on our team. Jeff took over as president of the company and became one of the top ten agencies in its field. With more than thirty years’ experience in the staff-ing business, Jeff brings an unmatchable level of commitment and service to help you find the right fit.

PROFESSIONAL PLACEMENT is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Professional Placement / Pro Tem Service.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for Professional Placement / Pro Tem Service:

Address:

  • 3923 S McClintock Dr, Ste 408 Tempe, AZ 85282

Website:

Email:

Phone:

Payments

you cannot make a payment using a mobile app. You cannot make a payment using a prepaid debit card. I cannot make a payment using a wire transfer. NA

Question Answer
Do they offer a monthly payment plan? No
Can I make payments over the phone? No
Can I make payments online? No
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? No
Can I make a payment using a prepaid debit card? No
Can I make a payment using a wire transfer? No

Forgiveness and Cancellation

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? No

How to Apply

you cannot apply for a loan with Professional Placement / Pro-Tem Service online, over the phone, in person, or with a cosigner.

Question Answer
Can I apply for a loan online? No
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? No
Can I apply for a loan using a mobile app? No
Can I apply for a loan with a cosigner? No

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove PROFESSIONAL PLACEMENT from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.