What does PROFESSIONAL CREDIT SE mean on my credit report?

Is PROFESSIONAL CREDIT SE making an impact credit score?

Updated May 1, 2022

What is PROFESSIONAL CREDIT SE?

PROFESSIONAL CREDIT SE is shorthand for Professional Credit, with the company name being Professional Credit LLC

Company’s culture is based on the ideals of professionalism, innovation and constant development. We can boast about yielding better returns for our clients than the average rates of inflation.

PROFESSIONAL CREDIT SE is a Creditor. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Professional Credit.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for Professional Credit:

Address:

  • 400 International Way STE 100 Springfield, OR 97477 USA

Website:

Email:

  • [consumer-helpdesk@professionalcredit.com sales@professionalcredit.com](mailto://consumer-helpdesk@professionalcredit.com sales@professionalcredit.com)

Phone:

  • (866) 320-6527

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can PROFESSIONAL CREDIT SE be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.